What Is a Credit Score? How It Works and Why It Matters
fabio.pcoelho29 0 Comments Reading: 4 min
Your credit score is more than just a number — it’s a key indicator of your financial health. Whether you’re applying for a loan, renting an apartment, or even job hunting, your credit score can affect your opportunities and your future. In this article, we’ll explain what a credit score is, how it’s calculated, why […]
Startup Loan For New Business
fabio.pcoelho29 0 Comments Reading: 8 min
Starting a new business can be exciting, but also challenging. You have a great idea, a passion for your product or service, and a vision for your future. But you also need money to make it happen. How do you get a startup business loan to launch or grow your business? A startup business loan […]
Loans For a Small Business
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Loans are a common way for small businesses to finance their operations, expansion, or innovation. A loan is an agreement between a borrower and a lender, where the borrower receives a certain amount of money (the principal) and agrees to repay it with interest over a specified period of time. Loans can be secured or […]
Loans Sba
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SBA loans are a type of financing for small businesses that are backed by the U.S. Small Business Administration (SBA). The SBA does not lend money directly to small businesses, but rather guarantees a portion of the loans made by its partner lenders, such as banks, credit unions, and alternative lenders. This reduces the risk […]
Transunion Credit Freeze
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A TransUnion credit freeze is a service that allows you to restrict access to your credit report and prevent identity theft. By freezing your credit, you can stop fraudsters from opening new accounts or applying for loans in your name. A TransUnion credit freeze is free, easy, and does not affect your credit score. To […]
Credit Freezing Pros vs Cons
fabio.pcoelho29 0 Comments Reading: 10 min
Credit freezing is a way to protect your credit report from unauthorized access by potential identity thieves. It means that you ask the credit bureau to stop sharing your credit information with any third parties, such as lenders, employers, or landlords. This can prevent fraudsters from opening new accounts or applying for loans in your […]
Achieve Personal Loan – Definitive Guide
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A personal loan is a type of credit that allows you to borrow a fixed amount of money and repay it over a period of time with interest. Personal loans can be used for various purposes, such as consolidating debt, paying for home improvements, medical expenses, education, or travel. To get a personal loan, you […]
A Complete Guide To The New Mortgage Rate Structure
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The new mortgage fees are changes to the loan-level price adjustments (LLPAs) that Fannie Mae and Freddie Mac charge on the loans they purchase from lenders. LLPAs are upfront fees that are taken as a percentage of the loan amount and vary based on the borrower’s credit score, down payment, and other loan features. Most […]
5 tips for getting a mortgage in a rising interest rate environment
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A mortgage is a type of loan that allows you to buy or maintain a property, such as a house or a land, without paying the full price upfront. The property serves as a security or collateral for the loan, which means that the lender can take it back if you fail to pay the […]
Guide to Making Your Student Loan Application
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Student loans are a form of financial aid that students can use to pay for their higher education. Student loans are usually repaid after the student graduates or leaves school, with interest added to the principal amount. There are different types of student loans available, depending on the student’s circumstances and needs. Related articles 1- When […]